PF Compliance

Should You Run an Exempted PF Trust?

2025-08-03 · 7 min

Exempted PF trusts give large employers control over investments but bring fiduciary and regulatory obligations.

When trusts make sense

Large, stable workforces where returns can beat the EPF declared rate.

Governance

Trustee composition, investment pattern, audits and EPFO oversight.

Compliance load

Annual returns, member statements and periodic surrender risk assessments.

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