Labour Law

Gratuity Eligibility and Calculation Under the Payment of Gratuity Act

2026-03-08 · 7 min

Gratuity is a statutory retirement benefit for employees completing 5+ years of continuous service. Here's how the math works and what employers should provision.

Eligibility

Continuous service of 5 years (relaxed in case of death or disablement) in any establishment with 10+ employees.

Formula

Gratuity = (Last drawn basic + DA) × 15/26 × completed years of service.

Cap and tax

Statutory cap is ₹20 lakh; tax exemption follows Section 10(10) of the Income Tax Act.

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